Grand Union Financial Services - Investments/Savings/Tax Planning/Mortgages

Financial Services From Grand Union Financial Services Retirement Planning Investments Tax Planning School Fees Savings Long Term Care Home Income Plans Life Assurance Critical Illness Income Protection Mortgages Private Medical Insurance Corporate Financial Planning RETIREMNET PLANNING Do you need help with the following? We can explain and arrange the following: Personal Pensions Group Personal Pensions Stakeholder Pensions Annuities SCHOOL FEES FUNDING Do you want to send your children on to further education in the future? Do you have the resources? We can explain and arrange the following: Immediate requirements of funds for school fees Future requirements of funds for school fees Redundancy (how to utilise any lump sum to continue paying fees) Any other area or query BUSINESS START UP Do you wish to set up a new business? We can explain and arrange the following: Mortgage advice for your new employees, helping them relocate What might be required in terms of Insurance e.g. employer's liability and public liability insurance Retirement provision Key man cover for important staff Share purchase insurance for Directors Partnership Insurance for the self-employed Helping purchase premises for your new business Providing illness and disability cover Any other query SAVINGS Do you need savings for the future? We can help explain and arrange the following: Savings for specific purpose ISA's Funds for retirement provision Newborn baby? Why not start regular savings for their future? Future savings to pay school fees or further education INVESTMENTS Investments Bonds Individual Savings Accounts (ISA's) Offshore Bonds Lump Sum Investments Many of the above are tax-deferred environments and particularly attractive to higher rate tax payers. TAX ADVICE Inheritance Tax is an area to which our clients often ask us for advice. We are able to prepare a detailed report of your individual or combined Estate to see whether there is a liability to Inheritance Tax and suggest ways in which it can be reduced to potentially save money in the future for your beneficiaries. We can also arrange any trust documents in connection with Life Assurance policies which can be written in trust, thus providing tax-free sums of money to pay for any future Inheritance Tax liabilities. Also, many of our products like ISA's and Pension Plans have significant tax advantages. CORPORATE FINANCIAL PLANNING Are you too busy to sort out your own individual financial requirements? We can help explain and arrange the following: Group Life cover for your staff Group Health Cover for your staff Key man cover for your important employees Share purchase insurance protection for your directors Partnership protection for the self-employed Commercial mortgages to help secure purchase of your premises Employer's liability insurance Public liability insurance Retirement planning for employees LIFE ASSURANCE AND CRITICAL ILLNESS Is your need to cover something specific? We can help arrange the following: Mortgage Protection Family Protection Loan Protection Divorce (replacing lost cover) How would you cope if your spouse, yourself, your business partners etc were diagnosed with a critical illness? This is a pay-out on confirmation of an illness like Cancer, Heart attack, Stroke, kidney failure, Multiple Sclerosis, Total and permanent disability and many other illnesses. We can provide protection against these illnesses and also provide you with specific definitions of these polices and illnesses. INCOME PROTECTION How would you cope if you were unable to work through illness or disability? We can arrange for you to receive a regular income of roughly half your income after a deferred period, typically 3, 6, 9 or 12 months. This cover may be added to Critical Illness policies. MORTGAGES Do you want to buy for the first time, move home, consolidate your debts, improve your property or just re-mortgage? We can help explain and arrange the following types of mortgages: Tracker Fixed Rate Variable Discounted Cash Back Buy to Let Capped Are you getting the best deal for you or do you just need advice? PRIVATE MEDICAL INSURANCE Is the speed you receive medical treatment important to you? We can explain and arrange the following: Private Medical Insurance Private Healthcare Access to private hospitals Consultations with specialists Operations and pre-opertaive assessments Post Operative treatment and consultants Peace of mind.